Paypal Fees – How to Avoid it?

Paypal is a gateway of payment that is used across the world. But since it is a business, obviously it attracts fees in transactions. The company lures customers with different options, but in the end you end up paying more money. So how to avoid paypal fees?

When you establish a paypal account you automatically get a personal account. Just keep it that way and don’t go about upgrading it to a business or premier account. People who simply buy things from ebay or who are working from home and get their monthly deposits from websites, shouldn’t upgrade.

In case you are a new seller at ebay, try not to accept a credit or debit card or else paypal will cut almost 5% of sale price along with 30 cents to receive credit card payments. Ask the buyers to go for instant paypal transfers.

When you want to withdraw money, withdraw to your linked account instead of requesting for a check as a check will attract $1.5 fee.

How about having your own paypal debit card? This way you won’t be paying paypal fee and you will be able to use it just like any other debit card.

Have you seen the refund option when you recieve money from your clients?

Which Countries Support Paypal?

This is a comprehensive list of all the countries that support paypal. Paypal is a payment gateway that offers solutions to people across the globe. It deals in multiple currencies ranging from US Dollar to Thai Baht.

Countries to which paypal offers customized solutions include Argentina, Australia, Austria, Belgium, Brazil, Canada, China, France, Germany, Hong Kong, Italy, Japan, Mexico, Netherlands, Poland, Singapore, Spain, Switzerland, UK and USA.

In the countries listed below, you can send, receive or withdraw to either a local bank or to a US bank account or a card. This means that you can withdraw money to the bank account that you have in your country or you can also withdraw money to a local bank account. These are Czech Republic, Denmark, Finland, French Guiana, Greece, Guadeloupe, Hungary, India, Indonesia, Ireland, Israel, Luxembourg, Malaysia, Martinique, New Zealand, Norway, Philippines, Potugal, Reunion, Slovakia, South Korea, Sweden, Taiwan, Thailand and Turkey.

In some countries you can even withdraw money to your credit card, debit card or your pre-paid card and these countries are Indonesia, Israel, Luxembourg, Malaysia, Philippines, Slovakia and Turkey.

In some countries you can send, receive, withdraw to a US bank, card or through a Check. These are Chile, Ecuador, Jamaica and Uruguay.

Paypal is one of the most popular payment gateways, but then there others also like Moneybookers, Xoom, etc. Via Moneybookers you can withdraw money to your local account and to an account present in any other country where you have an account. The main criterion is that any account to which you will withdraw money should have your name or it should match to the name that you have registered with these payment gateways. All these payment gateways are extremely strict about money laundering policy in order to protect your money.

eBay Coupons

When a customer buys products from eBay, at times he or she is offered a coupon by the participating merchant or the customer service. This activity is done for promotional purposes. It is mandatory to have an account with eBay and you also have to choose to pay via Paypal, if you want to receive the coupons.


In case you are one of those lucky ones who have been chosen to receive coupons, then you will get them via e-mail, an onsite offer, a mailed catalog or a postcard. The only thing you have to ensure is that the e-mail address for your eBay user ID on the coupon is also on your Paypal account. There are a few simple steps to use your coupons:

- After logging in the eBay account (using the same user ID as on the coupon), seek for those merchants who accept Paypal. Or simply look for Paypal logo.
- Many a time people use expired coupons. These do not work. Therefore you must make certain that the coupon is valid.
- Always select Paypal as your payment method before checking out.
- Double check that the e-mail addresses of the Paypal account and that of the eBay account is same.
- Next, enter the redemption code on the face of your coupon.

eBay is starting a new program called eBay Bucks. To test the program, eBay sent e-mails to selected few users. These users were using eBay from a long time and to appreciate this, eBay Bucks was started. An average rebate of around 3-4% was given. Once the purchases have been made and the points are credited to the eBay Bucks account, those eBay Bucks can be used in a similar fashion as the eBay coupon or Paypal coupon. The program is at a very early stage and it will be some before we will be hearing any reports about its efficiency.

eBay and Paypal coupons are hard to find. It is like finding needle in haystack. There are several reasons attached to it. When eBay issues a coupon, there is none or very little benefit involved. This is because even though eBay has given you a discount, it still has to pay the seller. For example if you get a $20 coupon and you use it, eBay still has to give that money to the seller. This cuts down on the profit margins. Same is for the Paypal coupons.