Sunday, April 4, 2010

Tips To Find Best Credit Card

Credit card is an important plastic that you will find in almost every wallet. Credit card companies will give you alluring options. They entice you with low card fees but you must know how to read in between the lines. Did you know that best rates are offered to consumers who have shown a good credit? For that you need to understand your credit score. The scale for score runs between 300-850. And a score of 700+ will get you more loans. Basically the better your score, the lower the interest will be and you will be able to save tons of money.

Now that you know your score are you ready for a new card? There are low interest rate credit cards, balance transfer cards, 0% APR credit cards, Instant Approval Cards, Travel and Airline Credit Cards, Student Credit cards, and Business Credit Cards.

If you are looking for low interest credit cards, then Capital One VentureOne Credit Card, Citi Platinum Master Card, and BankAmericard Visa Signature Card are good. They all offer 0% APR on purchases.

If you are looking for Student Credit Cards, Citi Forward Card for College Students, and Citi mtvU Platinum Select Visa Card are good and you don’t need a consigner for these. Now if you are not comfortable with normal credit card, there are companies which offer pre-paid credit cards like ACE Pink Visa Prepaid Debit Card, AccountNow Prepaid Master Card, Student Upside Visa Prepaid Card and ACE Visa Prepaid Debit Card. This last one is great as no application fee, no charge for withdrawals at ACE locations and free unlimited purchase transactions are some of its features.

Some of the great business credit cards are AT&T Universal Business Rewards Card, Escape by Discover Card and Delta Airline – Gold Delta Skymiles Credit Card.

Good Travel and Airline Credit Cards are Capital One Venture Rewards Credit Card, Chase Sapphire Preferred Card, American express Premier Rewards Gold Card, BankAmericard Power Rewards Visa Signature Card and Virgin Atlantic American Express Card from Bank of America.

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